Most growing companies reach a point where the accountant records transactions well, but nobody owns the close, the forecast, cash, compliance or the board. A full-time CFO is often a step too early. Our Virtual CFO engagements give you that ownership now: a Chartered Accountant who reviews your team's work, reports to promoters and the board, plans cash and budgets, and answers to lenders, investors and auditors.
Scope of the Virtual CFO role
Your accounts team keeps recording transactions. We sit above them: reviewing, reporting, planning and answering to promoters, investors, lenders and auditors.
A disciplined month-end close, so the numbers are final within days rather than weeks.
Reports that tell management what changed, why, and what to do about it.
Cash visibility weeks ahead, and a plan for the gaps before they appear.
One owner for every due date, return and notice across the company.
A finance function that runs on documented process, not on one person's memory.
Consistent reporting that keeps stakeholders informed and confident.
Numbers that hold up when an investor, acquirer or lender looks closely.
A finance view on the decisions promoters take outside the monthly cycle.
What reaches you each month
Every engagement produces the same backbone: one pack, issued by the 10th, reviewed with promoters in a standing meeting. It is short enough to read in twenty minutes and specific enough to act on.
Engagement models
Each engagement is scoped to the company's stage and the strength of its in-house team, and set out in an engagement letter before work begins.
| OversightBooks in good shape; you need senior review and reporting | EmbeddedA growing company that needs an active finance lead | Transaction-readyPreparing for a fund raise, acquisition or exit | |
|---|---|---|---|
| Working rhythm | Monthly review meeting | Weekly working sessions and monthly review | Weekly sessions aligned to the deal timetable |
| Month-end close | Review and sign-off | Run the close with your team | Run the close with your team |
| MIS pack | Monthly | Monthly, with unit-level profitability | Monthly, in investor format |
| Cash forecasting | Monthly cash flow | 13-week rolling, weekly | 13-week rolling, weekly |
| Budget and re-forecast | Annual budget | Annual budget, quarterly re-forecast | Annual budget, quarterly re-forecast |
| Compliance oversight | Calendar and status tracking | Full ownership with your team | Full ownership with your team |
| Controls and SOPs | Annual review | Design and implementation | Design, implementation and diligence clean-up |
| Board and lender reporting | Quarterly board pack | Quarterly board pack, lender reporting | Board, lender and investor reporting |
| Financial model | Not included | Operating model | Investor-grade integrated model |
| Data room and diligence support | Not included | Not included | Included |
Engagements can move between levels as the company grows or as a transaction approaches.
How an engagement runs
Weeks 1 to 4
A finance health check: books, chart of accounts, reconciliations, compliance history, open notices and team capacity. You receive a written report of gaps and priorities.
Months 2 and 3
Clean-up of balances and pending filings, a close calendar, SOPs for the core processes and the first budget. The first full MIS pack is issued.
Every month
Close review in the first week, MIS pack by the 10th, weekly cash forecast, compliance tracked to every due date, and a standing review with promoters.
Every quarter
Board pack, re-forecast, advance tax and tax planning review, audit preparation, and a reset of priorities for the next quarter.
How we work
Who the service is built for
Is this right for you?
Questions
Your accountant records transactions and files returns. A Virtual CFO reviews that work, turns it into reporting, plans the budget and cash, owns compliance across the company, and answers to promoters, the board, lenders and investors.
You get CFO-level ownership of finance for the time the company actually needs, with a team behind the engagement. Many companies use a Virtual CFO until the finance function is large enough to justify a full-time hire, and we help recruit and hand over when that point comes.
No. We work with your team, set their close calendar and review their output. Where a company has no team, our accounting and outsourcing practice can handle bookkeeping under the Virtual CFO's review.
No. Where we act as Virtual CFO, we do not audit the same company, so that the auditor's independence is preserved. We coordinate closely with your auditors through the year.
Usually within the first two to three months. The first month is a diagnostic; the second and third months stabilise the books and the close, and the first full pack follows.
Tally Prime, Zoho Books, SAP Business One and QuickBooks, with Excel and Power BI for MIS and dashboards. We work on your existing system and advise on changes only where they are needed.
Yes. Engagements run on shared access to your accounting system and documents, with video reviews and on-site visits as the scope requires.
Yes. Transaction readiness covers the financial model, data room, vendor due diligence, diligence Q&A and post-deal reporting.
All engagements are governed by the confidentiality requirements of the ICAI Code of Ethics and the engagement letter. Access to your systems is limited to the engagement team.
Contact
Share a few details and we will set up a conversation on what the engagement should cover.
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